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The AI-native
insurer of the future

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Avoid the barriers of AI adoption

Insurers are doubling down on AI to improve customer experience and streamline operations, but progress is uneven, and transformation gaps are widening.

Hyper-velocity outside demands hyper-agility inside

34%

Increase in insurer AI spend in the last year1.

78%

AI transformations stall due to leadership gaps 2.

35%

Organizations struggling with AI ROI blame integration challenges 3.

Strategic recommendations for decision-makers

Start with North Star vision

Start with North Star vision

Create an enterprise roadmap to become AI-native, linking business outcomes to technology modernization.

Make transformation “business as usual”

Make transformation “business as usual”

Embrace incremental, high-value modernization tied to real workflow improvements. 4

Modernize legacy systems with agentic AI

Modernize legacy systems with agentic AI

Position AI as an orchestration layer and leverage agents to read legacy code and generate APIs.

Build transformational resilience

Build transformational resilience

Highlight emerging regulatory demands, DORA-like requirements, policy-as-code concepts, and new approaches to governance.

Adopt AI-fluent leadership

Adopt AI-fluent leadership

Align culture, change management, upskilling, and trust-building to prepare employees for AI-accelerated roles.

Resources

Kyndryl named a Leader for work with agentic AI and GenAI

ISG named Kyndryl a Leader in their 2025 Insurance Services –Strategic Capabilities report for both our agentic AI and generative AI services that help insurers drive efficiency, scalability, and innovation.

Kyndryl Agentic AI framework

Kyndryl Agentic AI Framework empowers organizations to be truly AI-native, reimagining workflows, scaling AI throughout operations, and integrating agents into an upskilled workforce.

Start your journey toward AI-native

Kyndryl Consult helps you drive innovation and simplify your transformation to AI-native with strategic visioning, architecture design, and organizational change management.

Get future-ready and begin your journey towards AI adoption